Best Cashback Credit Cards in India | Best Cashback Credit Cards Unlimited Rewards | Which Credit Card Gives Best Rewards In India
Credit cards are a great way through which you can shop while having ultimate discounts and offers available on your mobile phone. You can take into consideration various credit cards available by the bank in which you have your account or also you can take into consideration the credit cards which offer money-back guarantees. Given below, we are sharing the list of Best Cashback Credit Cards in India 2022. We will also share all the details of the Unlimited Rewards & Benefits. We will also share with you all the specifications of the eligibility criteria and annual fees.
Best Cashback Credit Cards in India 2022
There are a lot of credit cards available in India but it is important to take into consideration the best credit cards which give you the best cashback and also unlimited reward coins and benefits so that you can shop till you drop. The choice of the best credit card will depend upon the cashback and also your plan on using the credit card. You can take into consideration various benefits related to the credit card if you are comparing one or more credit cards available by the different types of banks available in our country. India has a lot of banks and if you are a customer of one of those banks then we request you to take into consideration the list of credit cards available by your banking authorities.
List of Cashback Credit Cards in India
Cashback is a very important factor that will affect your decision of buying a credit card. Given below, we are sharing the details related to the credit cards which provides ultimate cashback and also the details related to the annual fee and their eligibility criteria:-
|Cashback Credit Card Variant||Annual Fee||Cashback applicable categories||Eligibility Criteria|
|HDFC Bank MoneyBack Credit Card||Rs.500||Rewards redeemable for cash||Salaried – 21 to 60 years Self-employed – 21 to 65 years|
|Citi Cash Back Credit Card||Rs.500||Movie tickets, telephone/utility bills, reward points||Not available|
|HDFC Bharat Credit Card||Rs.500||Fuel, groceries, railway tickets, mobile recharge bills, EasyEMI, PayZapp, SmartBUY||Salaried – 21 to 60 years Self-employed – 21 to 65 years|
|HDFC Bharat CashBack Card||Rs.500||IRCTC tickets, bills, fuel, EasyEMI, PayZapp and SmartBUY||Salaried – 21 to 60 years Self-employed – 21 to 65 years|
|Standard Chartered Manhattan Platinum Credit Card||Rs.999||Supermarket spends||21 to 65 years|
|Kotak Delight Platinum Credit Card||Rs.299||Dining, movies||21 to 65 years|
|Axis Bank ACE Credit Card||Rs.500||Movie ticket bookings||18 to 70 years|
List of Unlimited Rewards & Benefits Credit Cards 2022
Given below, we are sharing the list of credit cards that are available with ultimate rewards and benefit points for the customers:-
|Credit Cards||Cashback & Rewards||Joining Fee||Annual Fee|
|Citibank Cashback Credit Card||5% cashback on your movie ticket purchasesAvail 5% cashback on paying your telephone billsUtility bill payments to attract 5% cashback0.5% cashback on all other spends||As Applicable||As Applicable|
|Standard Chartered Super Value Titanium Card||Enjoy 5% cashback each on your fuel, telephone and utility paymentsEarn 1 reward point for every INR 150 spent on other expenses||INR 499||INR 750|
|Standard Chartered Manhattan Platinum Credit Card||5% cashback on grocery spends from stores like Reliance Fresh, Food Bazaar, Big Bazaar, More, etc.||INR 499||INR 999|
|SBI SimplyClick Credit Card||Get 10X reward points on online spending at exclusive partners – Amazon/Lenskart/Cleartrip/BookMyShow/Zoomcar/UrbanClap||INR 499||INR 499|
|SBI Card Prime||Accumulate 10 reward points for INR 100 spent on groceries, dining, movies and departmental stores||INR 2999||INR 2999|
|HDFC MoneyBack Credit Card||Earn 2 reward points for every INR 150 spent. Reward points are redeemable as cashback against the outstanding amount. Every 100 reward points to fetch you INR 30||As Applicable||As Applicable|
|ICICI Bank Coral Credit Card||Get 4 payback points for every INR 100 spent on groceries, dining and supermarkets.Every INR 100 spent on other transactions to earn you 2 payback points||INR 1000||INR 500|
How To Apply For Credit Cards Online?
There is a very easy step by step procedure through which you will be able to apply for the cashback credit cards online and given below we are sharing with you all the step-by-step procedures:-
- You will first have to visit the official website of your bank and the home page will be displayed on your screen.
- You need to visit the official website of the bank in which you want to buy the credit card or in which you have your account already.
- And You need to select your credit card and finally click on the apply online button in order to get the application form.
- Fill in the application form with all of the details and upload all of your documents.
- Submit the application form and you will be eligible to get the credit card within the time span of 15 days.
The cashback will be directly credited to your bank account after you have taken into consideration the transaction related to the reward.
You can use your credit card on each and every transaction that you undertake in your day-to-day life in order to maximize your cashback.
It will take around 15 days for the credit card to get activated and it will be delivered to your doorstep within the time span of around 15 days.
The main criteria which are taken into consideration by the companies in order to select the best credit cards are the cashback and the reward point available to the customer.
The charges of the credit card will vary from one bank to another and you will have to pay annual fees and then a joining fee in order to get your credit card.