MNSSBY | Bihar Student Credit Card Scheme | Eligibility, Online Apply & Status

Bihar Student Credit Card Scheme

Bihar Student Credit Card Scheme (MNSSBY)

The Bihar government has made headlines for devising a creative plan to encourage more students to enroll in graduate or equivalent level courses across the state. To this end, the Nitish Kumar-led administration has devised an innovative Student Credit Card plan that will assist students in receiving much-needed education. The Bihar Student Credit Card Yojana is a loan program that began in 2016 with the goal of assisting students in paying their college expenses. Students who have finished their 12th grade can apply for a loan of up to Rs.4 lakh with low interest rates. Students can use the loan to pay for courses like B.Tech, M.B.B.S., B.Aand B.Sc.

Bihar Student Credit Card Scheme Highlights

Official AuthorityBihar State Government
Name of theSchemeBihar Student Credit Card Scheme
Type of SchemeGovt. Scheme
Launching Date of thisScheme2nd October 2016
Scheme Launched ByCM Nitish Kumar
Purpose of SchemeProviding Education loan at 0% interest Rate
Beneficiaries of the schemeStudents
Advantage of Schemefinancial assistance to Students for Higher Education
Official Websitewww.7nishchay-yuvaupmission.bihar.gov.in

PM Svanidhi Scheme

MNSSBY Bihar Student Credit Card Scheme Eligibility Criteria

The following are the eligibility requirements for applying for the Bihar Student Credit Card:

  • Applicant must be a resident of Bihar.
  • Applicant must enroll in a course at a recognized institution.
  • The student must have completed the 12th grade.
  • Applicant must be at least 25 years old to apply.
  • It is required that Applicant complete the entire course.
Bihar Student Credit Card Scheme

MNSSBY Benefits & Features

The following are the key benefits and characteristics of the MNSSBY Bihar Student Credit Card Yojana:

  • There is a maximum loan amount of Rs.4 lakh that can be obtained.
  • Technical, polytechnic, and general courses are all eligible for the loan.
  • If you need money to buy computers, books, or pay your tuition, you can apply for financial aid.
  • Only when you have completed the course and found work will you be required to begin repaying the loan.
  • In the case of divyang, transgender, and girl children, the loan rate could be as low as 1%.

Pradhan Mantri MUDRA Yojana 

Important Documentation Required

The following is a list of documents that must be presented in order to obtain a Bihar Student Credit Card:

  • The co- applicant’s and applicant’s identity proof
  • The applicant’s and co- applicant’s Permanent Account Number (PAN) cards.
  • Form 16 and the family’s income certificate
  • The applicant’s 10th and 12th grade marks sheet
  • The proof of admission provided by the higher education institution.
  • The applicant’s proof of residence.

PM Kusum Scheme

Online Application for the Bihar Student Credit Card Scheme

The following is a step-by-step guide to applying for the MNSSBY Student Credit Card online:

Bihar Student Credit Card Yojana
  • The ‘New Applicant Registration‘ option can be found on the main page; select it.
  • After that, you must input your first, middle, and last names, as well as your email address, Aadhaar number, and cellphone number.
New Applicant Registration
  • Select ‘Send OTP’.
  • Enter the OTP that was sent to your email address and mobile number. Select ‘Submit’ option.
Send OTP
  • Once the above step is accomplished, the registration procedure is complete. The login information will be sent to you through email and SMS.
  • Go to MNSSBY’s official webpage.
  • Fill in the details for the username, password, and captcha. Select ‘Login‘ 
  • You must update your password and re-enter the login process using the new password.
  • Your personal information must be submitted on the following page.
  • Select ‘Submit’ option
  • Select the ‘Bihar Student Credit Card‘ option from the ‘Select Scheme’ menu.
  • The applicant’s and co-personal applicant’s information must then be entered.
  • Click ‘Submit’ once all of the financial and general information has been submitted.
  • You will receive an email acknowledgment, so make a note of it.

The Bihar Student Credit Card is not like any other traditional credit card offered by banks or non-banking financial institutions (NBFCs). Because the credit card’s primary function is to provide funding for school, it cannot be used for other purposes than that.

View Application Status

  • First of all visit, MNSSBY’s official website.
  • Now from the homepage of the website.
  • You have to click on the option application status.
  • A new page will open on the screen.
  • Select the the search option whether search by registration id or search by Aadhar card number.
View Application Status
  • Enter the further details in the application form.
  • Now click on the submit option and get the application status.

Student Credit Card Yojana Courses List

  1. BA, BSC, Bcom
  2. BCA, BSE IT, Computer Application, Computer Science
  3. BSc Agriculture
  4. BSC Library Science
  5. Hotel Management in Diploma
  6. BSC, BHMCT, B.Tech, Hotel Management
  7. Tech, BE, BSC
  8. BSC Nursing
  9. Bachelor of Pharmacy
  10. BVEM
  11. BAMS
  12. BDS
  13. GNM
  14. Bachelor of Mass Communication
  15. BSC in Faison Technology
  16. Bachelor of Architecture
  17. BPED
  18. Bed
  19. MSc, M.Tech
  20. BBA
  21. BFA
  22. MBBS
  23. BL LLB
  24. Aalim
  25. Shastri
  26. Bachelor of physiotherapyetc

Aatmanirbhar Bharat Rozgar Yojana 

List of Approved Colleges

Name of the collegeCollege CodeDistrict
INDIAN INSTITUTE OF TECHNOLOGY47Patna
GOVT. POLYTECHNIC, BHOJPURI20532Patna
Aryabhatta KNOWLEDGE UNIVERSITY1045Patna
NIFT – Patna19762Patna
PATNA LAW COLLEGE20708Patna
AN College, Patna20677Patna
J D Women’s College, Patna20684Patna
Patna Dental College and Hospital, Patna20845Patna
Government Pharmacy Institute, Patna20827Patna
B.N. COLLEGE, PATNA21350Patna
PATLIPUTRA UNIVERSITY PATNA21170Patna
COLLEGE OF ARTS & CRAFTS20705Patna
SANJAY GANDHI INSTITUTE OF DAIRY TECHNOLOGY21349Patna
Government Ayurvedic College Hospital, Patna20846Patna

Pradhan Mantri Vaya Vandana Yojana

FAQs on MNSSBY Student Credit Card

Is there an age limit that I must meet to be eligible for the MNSSBY Bihar Student Credit Card Yojana?

To be eligible for the MNSSBY Yojana, you must be at least 25 years old.

What is the maximum loan amount available under the MNSSBY Bihar Student Credit Card Yojana?

Under the MNSSBY Yojana, you can acquire a loan of up to Rs.4 lakh.

To apply for the MNSSBY Bihar Student Credit Card Yojana, what is the official website I need to go to?

You must go to this website: https://www.7nishchay-yuvaupmission.bihar.gov.in/

Are there any documents I need to submit to prove my income?

Yes, you must provide Form 16 as well as a copy of your income certificate.

How long will it take for the Student Credit Card to be approved?

After receiving the applications and documentation, the approval of the student credit card will take about 15 days.

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