The State Bank of India, based in Mumbai, is India’s largest public sector bank. To suit the demands of a wide range of consumers, the bank offers a variety of debit cards. These debit cards offer a variety of features and perks, including EMI options. In this article, I’ll show you how to use SMS to verify SBI Debit Card EMI Eligibility.
SBI Debit Card EMI
The State Bank of India debit card provides you with excitement on the go as well as an instant EMI facility. You can convert your transactions into Easy EMIs with this EMI function at both POS and e-commerce portals (Amazon and Flipkart).
This service allows you to pay back the purchase price without feeling obligated. It allows you to make a purchase using your card without having to pay the full amount right away.
SBI Bank Debit Card EMI Facility Benefits
The following are some of the advantages you can get from this service.
- No documentation needed
- There is no charge for processing.
- No need to go to the branch
- There is no restriction on the amount of money in your savings account.
- The loan is disbursed immediately.
- Select brands offer no cost for EMI.
- The EMIs will commence one month after the online transaction is completed.
SBI Debit Card EMI Eligibility Through SMS
This EMI feature is exclusively available to SBI’s pre-selected customers. Follow these procedures to check your SBI DCEMI eligibility:
Simply send an SMS from your SBI Bank-registered cellphone number to check your eligibility. The SMS number for checking SBI Debit Card EMI eligibility is 561676. SMS charges apply to the SBI DCEMI check.
From your SBI bank registered mobile number, text DCEMI to 567676.
You will receive an SMS from the bank with the eligible loan limit after sending this SMS.
How can I get an EMI on an SBI Debit Card?
Choose the product you want to buy. Proceed to the payment page. On the payment page, choose the Debit card EMI option. Choose a debit card EMI and a tenure that is right for you. Use your SBI debit card to complete the transaction.
Check EMI Eligibility for SBI Debit Card through Online Mode
To check your SBI Bank debit card’s eligibility, follow the steps outlined below.
- Go to the merchant’s website or download the app.
- After that, choose your product and go to the payment choices page.
- Select SBI Bank Debit card EMI..
- If you’re eligible for an EMI, you’ll see the options for “NO COST EMI” or “Pay using debitcard EMI.”
Other SBI Searches
EMI on SBI Debit Card on Flipkart
Most individuals are familiar with the idea of EMI. It is the method of paying for a transaction in installments by a consumer. The EMI principle remains the same, except that you can now use a debit card to pay for it. Debit card EMI has been added to the list of online purchasing payment options. Customers will find it easier to make larger purchases now that the feature has been added. Prepare to have the best shopping experience ever with Debit card EMI. Customers of Axis, ICICI, and HDFC banks can also take advantage of Debit Card EMI. For all major banks, the procedure is largely the same. You can also check with your bank to see whether Debit Card EMI is available.
Frequently Asked Questions (FAQ’s)
You can find out if you’re eligible by texting “DCEMI” to 567676 from your SBI-registered phone number.
You can find out if you’re eligible for an EMI by texting DCEMI to 567676. You can also check your eligibility on the payment pages of Amazon and Flipkart.
If your card qualifies for eligibility then, you can use your debit card to buy things on EMI from Amazon and Flipkart.
Visit the merchant’s website or download the mobile app. Proceed to the checkout page after selecting your product. After that, select the SBI Bank Debit Card EMI option. To finish the purchase, use an OTP to authenticate the transaction.
Mobile phones, appliances, and electronics are all eligible for debit card EMI. On the product detail page, you may check availability.
There is no need that your account maintains a certain minimum amount. You must, however, ensure that your account has adequate funds to pay the monthly EMI.
To use SBI debit card EMI on Flipkart, you must have a minimum cart value of Rs. 8,000. Check the product page to see whether you’re eligible.
In such circumstances, the customer’s money is refunded with interest. However, if the transaction is charged by the Bank, it may be canceled.