UCO Bank FD Rates | UCO Bank FD Rates Online | Revised UCO Bank Fixed Deposit Interest Rate | Types of UCO Bank FD | List of UCO Bank FD Rates
Fixed deposits are a great way through which the customers can earn a small amount of money each and every year and that money is provided at the interest rates available by the banking Organisation in which you are investing your money. Given below, we are sharing the details related to the UCO Bank FD Rates 2022. We will also share with all of our readers the specifications related to the Revised UCO Bank Fixed Deposit Interest Rate. You can check out the different types of interest rates available by the organisation before applying for the FD.
UCO Bank FD Rates 2022
Fixed deposits are a great way through which you can earn some extra cash on the amount of money that you want to save and there are a lot of different types of fixed deposit schemes available by UCO bank that will help you to easily save your money and also on some extra cash on the amount of money that you are saving. The customers can take into consideration various fixed deposits and decide which one they want to invest in. You can also check the interest rates available by the UCO Bank taking into consideration the NRI and also the residents of India. You can apply for fixed deposits online.
Types of UCO Bank FD
There are a lot of different types of fixed deposits available by this bank and given below we are sharing all of them:-
- UCO Bank Fixed Deposit Account- The minimum period for this fixed deposit is 7 days and the maximum period for this fixed deposit is around 10 years. You will have to make a minimum deposit of Rupees 1000. Any resident of India can apply for this scheme.
- Kuber Yojana- The minimum deposit amount is 1000 and the minimum deposit period ranges from 6 month to 120 months. The total amount of interest is paid at maturity.
- UCO Monthly Income Scheme- The minimum deposit amount here is Rupees 50000 and the maximum deposit amount is upto Rupees 1 crore. Premature withdrawal is permitted and the interest would be payable at 1% below the applicable card rate.
- UCO Tax Saver Deposit Scheme- The minimum deposit is rupees hundred and the maximum deposit is Rupees 1.5 lakh. The scheme has a lock-in period of 5 years and premature withdrawal is not allowed.
- Flexible Fixed Deposit Scheme- The flexible fixed deposit scheme is specially available to cater the emergency needs of the customers and you can prematurely withdraw this scheme.
List of UCO Bank FD Rates 2022
UCO Bank Fixed Deposit Interest Rates on Domestic deposits of less than Rs 2 crore w.e.f. 10.02.2022 are specified below in the following table:-
| FD Tenure | Interest Rate on Fixed Deposits (p.a.) | |
| For Regular Citizen | For Senior Citizen | |
| 7 – 14 days | 2.55% | 2.80% |
| 15 – 29 days | 2.55% | 2.80% |
| 30 – 45 days | 2.80% | 3.05% |
| 46 – 60 days | 3.55% | 3.80% |
| 61 – 90 days | 3.55% | 3.80% |
| 91 – 120 days | 3.70% | 3.95% |
| 121 – 150 days | 3.70% | 3.95% |
| 151-180 days | 3.70% | 3.95% |
| 181 to 364 days | 4.40% | 4.65% |
| 1 year | 5.10% | 5.35% |
| More than 1 year to 2 years | 5.10% | 5.60% |
| Above 2 years to 3 years | 5.10% | 5.60% |
| Above 3 years and less than 5 years | 5.30% | 5.80% |
| 5 years and above | 5.10% | 5.60% |
UCO Bank Tax Saver Deposit
If you are taking into consideration the tax saver deposit scheme then given below we are sharing the interest rate for that:-
| Tenure | Regular Citizens |
| 5 years | 5.10% |
Interest Rates on Domestic Bulk Fixed Deposits from Rs 2 crore to Rs 5 crore w.e.f. 11.02.2022
You can check out the interest rate on domestic bulk fixed deposit from Rupees 2 crore to 5 crore as per the latest financial year:-
| FD Tenure | Interest Rate (in %) on Fixed Deposit (p.a) |
| For Regular Citizen | |
| 7 – 14 days | 3.05% |
| 15 – 30 days | 3.25% |
| 31 – 45 days | 3.25% |
| 46 – 90 days | 3.25% |
| 91 –180 days | 3.05% |
| 181 days-210 days | 3.05% |
| 211 days to 270 days | 3.05% |
| 271 days to 1 year | 3.90% |
| Above 1 year to 2 years | 3.90% |
| Above 2 years to 3 years | 3.00% |
| Above 3 years to 5 years | 3.00% |
| Above 5 years | 3.00% |
Interest rates on Non-Resident External (NRE) Fixed Deposits of less than Rs 2 crore w.e.f 10.02.2022
If you are a non-resident of India then the interest rate will be different for you and given below your sharing the table indicating the interest rates for NRI:-
| FD Tenure | Interest Rates |
| 1 year | 5.10% |
| Above 1 year up to 2 years | 5.10% |
| Above 2 years and up to 3 years | 5.10% |
| Above 3 years and less than 5 years | 5.30% |
| 5 years and above | 5.10% |
UCO Bank Net Banking Registration
Interest Rates on FCNR (B) Deposits
Given below we are sharing the interest rates on FCNR (B) Deposits as with the latest financial years:-
| Currency | 1 year to less than 2 years | 2 years to less than 3 years | 3 years to less than 4 years | 4 years to less than 5 years | 5 years only |
| USD | 0.88% | 0.87% | 0.96% | 0.98% | 1.01% |
| GBP | 0.48% | 0.51% | 0.57% | 0.62% | 0.67% |
| EUR | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% |
| JPY | 0.01% | 0.04% | 0.05% | 0.06% | 0.06% |
| CAD | 0.72% | 0.63% | 0.73% | 0.82% | 0.98% |
| AUD | 0.14% | 0.15% | 0.22% | 0.28% | 0.36% |
| CHF | 0.00% | 0.00% | 0.03% | 0.08% | 0.14% |
| SGD | 0.71% | 0.77% | 0.84% | 0.94% | 1.04% |
| HKD | 0.93% | 0.96% | 1.01% | 1.06% | 1.13% |
Interest Rates on RFC Deposits
Given below we are sharing the interest rates on RFC Deposits as for the latest financial years:-
| Currency | 1 year to less than 2 years | 2 years to less than 3 years | 3 years to less than 4 years | 4 years to less than 5 years | 5 years only |
| USD | 0.88% | 0.87% | 0.96% | 0.98% | 1.01% |
| GBP | 0.48% | 0.51% | 0.57% | 0.62% | 0.67% |
| EUR | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% |
| JPY | 0.01% | 0.04% | 0.05% | 0.06% | 0.06% |
| CAD | 0.72% | 0.63% | 0.73% | 0.82% | 0.98% |
| AUD | 0.14% | 0.15% | 0.22% | 0.28% | 0.36% |
| CHF | 0.00% | 0.00% | 0.03% | 0.08% | 0.14% |
| SGD | 0.71% | 0.77% | 0.84% | 0.94% | 1.04% |
| HKD | 0.93% | 0.96% | 1.01% | 1.06% | 1.13% |
Eligibility Criteria
The applicant must follow the following eligibility criteria before successfully applying for the fixed deposits in this bank:-
- Indian citizens
- Resident individuals
- Non-Resident Indians
- Individuals
- Hindu Undivided Family (HUF)
Documents Required
The applicant must have the following documents before successfully applying for the fixed deposits in the bank:-
- Two recent passport size photograph
- Proof of Identity
- PAN card(mandatory)
- Aadhaar card
- Voter ID
- Passport
- Driving license
- Senior Citizen ID Card
- Proof of Residence
- Utility bills (electricity, water, telephone, and gas)
- Bank account statement (with cheque)
- Passport
UCO Bank Mini Statement Enquiry
Application Procedure
To apply for the fixed deposit you will have to follow the simple procedure given below:-
- The candidates will have to visit the nearest UCO Bank branch in order to apply for the fixed deposit schemes available by the organization.
FAQs For UCO Bank FD Rates 2022
You can visit the official website of the UCO bank and get most of the information related to the fixed deposit schemes available by them.
The customers will have to make a minimum deposit of Rupees 1000 under the fixed deposit schemes available by this Bank.
The minimum period of the fixed deposit account is 7 days and the maximum period of the fixed deposit account is 10 years.
The senior citizens will be provided increased interest rates for the fixed deposits as compared to the regular residents.